Personal Loan

Personal Loans are ideal to fund your higher education, business expansion, home improvement, wedding, travel, medical expenses & more. Navi is currently offering lowest personal loan interest rate starting at 9.99% at flat processing fee of 3.99%. Get instant approval for affordable personal loans up to 50 Lakh for 5 years without pledging collateral or adding guarantor.

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Online Application

Compare loan offers from our 100+ finance partners and apply online within a few minutes.

Check Eligibility

Check your loan eligibility for any kind of loan with Loan EMI Calculator.

Instant Disbursal

On successful approval, get an instant disbursal of loan amount directly to your account.

Lowest Interest Rate

Loan interest rates are the lowest ever in the past 15 years compare to others. With raining festival offers on any kind loan, currently you can avail of the best interest rate.

Affordable EMI plans

You can now avail the lowest Loan EMI with maximum repayment flexibility. Some options are Step-Up EMIs, Step Down EMIs, Moratorium, OD facility, balance transfer, top up and more.

Common documents required

Proof of address & photo identity proof, income proof, PAN card, etc. You have to provide documents as per loan criteria. Without any proper documentation loan application can't be granted.