Loan against property or LAP is a mortgage or secured loan availed after pledging a property as collateral. The interest rate starts from 8.75% p.a to 10.50% p.a. You can avail of LAP up to 70% of property value for maximum of 15 years.
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Loan interest rates are the lowest ever in the past 15 years compare to others. With raining festival offers on any kind loan, currently you can avail of the best interest rate.
You can now avail the lowest Loan EMI with maximum repayment flexibility. Some options are Step-Up EMIs, Step Down EMIs, Moratorium, OD facility, balance transfer, top up and more.
Proof of address & photo identity proof, income proof, PAN card, etc. You have to provide documents as per loan criteria. Without any proper documentation loan application can't be granted.